Kazakhstan to Begin Accepting Applications Under the “Ken Dala 2” Program on October 1

Kazakhstan continues its transition toward earlier financing for agricultural producers. The new mechanism allows farmers to obtain credit several months before the start of major seasonal operations and prepare for the sowing campaign in advance.

This approach is being implemented as part of an instruction issued by President Kassym-Jomart Tokayev at the first Forum of Agricultural Workers on November 15, 2024. The instruction provides for supplying farmers with the necessary financial resources before the start of seasonal operations to enable them to prepare for the sowing campaign.

For agricultural producers, advance financing makes it possible to purchase seeds, fertilizers, crop protection products, fuel and lubricants, and spare parts ahead of time. Farms can also prepare and repair machinery, conclude contracts with suppliers and distribute their financial burden before fieldwork begins.

Early financing is becoming a systematic mechanism

The first stage of implementing the new approach began at the end of 2024. On November 29, the Agrarian Credit Corporation began accepting applications for early financing of the 2025 sowing campaign.

The mechanism was subsequently developed further, while the start of the application period was gradually moved to an earlier date.

Starting October 1, 2026, applications will be accepted for financing spring fieldwork and harvesting operations for the 2027 season. KZT 200 billion has been allocated for these purposes. The annual interest rate for agricultural producers will be 5%.

Thus, financial preparations for the next agricultural season will begin in autumn, several months before the start of spring fieldwork.

Financing for the agricultural sector is increasing

The early lending mechanism is developing alongside an increase in the overall volume of concessional financing for agriculture. Over the past three years, the amount of funding allocated for spring fieldwork and harvesting operations has increased almost 1.8-fold to KZT 750 billion.

In 2024, KZT 421 billion was allocated for these purposes. Of this amount, KZT 100 billion was designated for early financing of the 2025 sowing campaign.

In 2025, the volume of financing amounted to KZT 649.3 billion, including KZT 147.8 billion allocated for early preparations for the 2026 season.

In 2026, KZT 750 billion has been allocated for spring fieldwork and harvesting operations. Of this amount, KZT 200 billion is intended for early financing of the 2027 agricultural season.

As of September 28, 2026, farmers had received KZT 664.4 billion. More than 8 million hectares were covered by financing.

Receiving funds before the start of the season enables farms to purchase the necessary resources on time, repair and prepare agricultural machinery, and conclude contracts with suppliers in advance.

Farmers’ access to credit is expanding

At the same time, instruments that provide agricultural producers with access to credit resources continue to be developed.

An insufficient collateral base remains one of the limiting factors for some farms. To address this issue, a guarantee mechanism is used that provides coverage of up to 85% of the loan amount for spring fieldwork and harvesting operations.

In 2024, 401 guarantees were issued for loans totaling KZT 94.2 billion.

In 2025, the number of guarantees increased to 1,633, while the volume of lending amounted to KZT 283 billion. This included 300 guarantees worth KZT 51.4 billion issued under the early financing mechanism.

In 2026, 1,735 guarantees were issued for loans totaling KZT 274.2 billion.

Financial instruments are available through second-tier banks, credit partnerships, social and entrepreneurial corporations, and the branch network of JSC Agrarian Credit Corporation.

Sown area reached 24.2 million hectares

The results of the 2026 agricultural season make it possible to assess how the current financing mechanism is operating in practice.

The sowing campaign in all regions of Kazakhstan was completed within the established agrotechnical timeframe. The total sown area amounted to 24.2 million hectares, which is 597 thousand hectares more than a year earlier.

To support the sowing campaign, agricultural producers were allocated 402.3 thousand tonnes of subsidized diesel fuel at a price of KZT 281 per liter.

The seed stock was formed at a volume of 2.3 million tonnes.

83% of grain acreage has been harvested

The harvesting campaign in Kazakhstan continues. At present, grain crops have been harvested from 13.5 million hectares, representing 83% of the total area of 15.6 million hectares.

For comparison, during the same period last year, 11 million hectares had been harvested, or 68.6% of the total grain area of 16.1 million hectares.

With an average yield of 14.7 centners per hectare, 19.9 million tonnes of grain have been harvested nationwide.

For oilseed crops, harvesting has been completed on 2.4 million hectares. With an average yield of 10 centners per hectare, 2.4 million tonnes of oilseeds have been harvested. During the corresponding period last year, 840.5 thousand tonnes of oilseeds were harvested with an average yield of 9.9 centners per hectare.

Licensed grain receiving enterprises have received 4.9 million tonnes of grain from the new harvest. This is 20% higher than during the same period last year.

Of the soft wheat delivered for storage, 74% is high-quality wheat, 20% is classified as fourth grade and another 6% as fifth grade.

These volumes also contribute to the formation of commodity stocks for the further supply of the domestic market.

Preparations for the 2027 season begin

The agricultural financing system provides not only for an increase in concessional lending volumes but also for making funds available to agricultural producers at an earlier stage.

With applications opening on October 1, preparations for the 2027 season will effectively begin before the end of the current agricultural year. Farmers will be able to build up the necessary resource stocks in advance, prepare agricultural machinery and plan spring fieldwork.